How To Negotiate A Settlements With An Insurance Claims Adjusters

You & I. M. Strong, the adjuster from Granite Mountain Insurance, are sitting at your kitchen table in an attempt to settle your motor vehicle accident claim.Strong is all wound up & on the offensive, rambling on & on about how your injuries weren’t serious. His typical pitch usually goes something like, “Look, I’ve been at this a long time. I’ve talked to people like you, day in & day out, for over twenty years. People who’ve gone through exactly what happened to you, with the same sort of claim as yours. Sure, you had a period of discomfort but your so-called injuries were routine. Believe me when I tell you they aren’t worth much.”You’re stunned. You can’t believe what Strong is trying to pull. You say, “I’ve been miserable! There was no way I could get back to work because of the pain in my neck & back.”Strong shift’s in his seat & a victorious look (one that says he knows it all) begins to march across his face. At that point he predictably states, “Look, I can tell you, after handling thousands of cases like yours, that the discomfort you may have had, for a couple of days at the most, are relatively minor. They don’t even come close to justifying the three week’s of work you lost & the disability you & your doctor are claiming”.

Now you’re thunderstruck! He smiles to himself & comes at you from another angle, “I’ve seen thousands of cases like yours & I’ve had more than my share of exposure to personal injury claims, examinations, doctor-talk & recovery – – the whole nine yards. I’ve seen physical trauma at its slightest and its worst. Any judge or jury would know, once they heard about your so-called ‘injuries’ that your physical problems were almost non-existent”.He’ll take a minute to let that sink in and then he’ll attempt to sway you even more by telling you he can prove your time lost from work was not compatible with the injury involved. He’ll hint around about some “independent information” he’s supposedly gathered from your neighbors & /or business associates, which indicate you’ve been involved in “very active” physical activities since the accident.Once he lets that one sink in he’ll ramble on about the “independent examination” the doctor hired by Granite Mountain executed, telling you, with outrageous confidence, that his doctors Medical Report states there was little, if anything, wrong with you. Then he’ll surely try this one on for size: “My doctor is a professional .The only people he ever sees are those who’ve been in motor vehicle accidents. That’s what he does all day long, check out personal injury claims like yours. His report clearly states your physical problems were almost non-existent”.Article Source: http://EzineArticles.com/11322

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